Evidence-backed mortgage QC, every finding traced to its source page & rule  Get early access →
riTara.ai
Mortgage Verticals · Wholesale Lenders

Lift broker-file quality at scale.

Broker-submitted files vary wildly in quality, and inconsistencies slip through to investors.

E3 changes that.

E3 · Loan QC Workspace
LCF-2025-039 · Conventional · $347K
✓Broker disclosures complete
✓Appraisal transfer documented
✓Asset documentation sourced
✓Cross-document identity consistent
Clara
Broker file standardized, 22 of 23 checks clear with evidence.
⚠ Missing VOE Verbal employment verification absent▣ Closing package · 10-day pre-close VOE not present
Clara's fix: Clara drafted a request to the broker for a dated verbal VOE and held the file pending receipt.
Apply fixDraft requestOpen ticket

How E3 helps wholesale lenders

Clara standardizes validation across every broker file with cross-document QC and automated checks, catching gaps before they reach the investor.

Instead of manual, page-by-page comparison, E3 validates the whole file as one connected system, surfacing income inconsistencies, undisclosed liabilities, borrower mismatches, disclosure conflicts, and policy violations, each tied back to its source evidence.

What you get

What Wholesale Lenders get with E3.

Apply one consistent QC standard to every broker file, no matter who submitted it.

Broker variance, normalized

Files from your strongest and weakest brokers are held to the identical rule set, so submission quality stops depending on which TPO assembled the package.

Cross-document conflict catch

Clara compares income, assets, and identity across the 1003, paystubs, and asset statements, catching the inconsistencies that brokers most often miss.

Broker-level quality signal

Defect patterns roll up by originating broker, giving your TPO management team the evidence to coach or restrict a channel before investors notice.