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Mortgage Verticals · Government-Heavy Lenders (FHA / VA)

Streamline compliance-heavy government QC.

FHA case binders and VA entitlement checks are compliance-dense and unforgiving under audit.

E3 changes that.

E3 · Loan QC Workspace
LCF-2025-057 · FHA 203(b) · $310K
FHA case number assigned
MIP and UFMIP correctly computed
CAIVRS cleared on all borrowers
Amendatory clause executed
Clara
Case binder near complete, 28 of 29 checks clear with evidence.
⚠ UFMIP rounding Upfront MIP off by financed-amount rounding▣ CD p.2 UFMIP $5,425 vs base loan 1.75% calc
Clara's fix: Clara recomputed UFMIP on the correct base loan amount and drafted a corrected disclosure entry.
Apply fixDraft requestOpen ticket

How E3 helps government-heavy lenders

Clara ships FHA/VA rulesets, case binders, entitlement validation, streamline logic, with evidence on every government-specific check.

Instead of manual, page-by-page comparison, E3 validates the whole file as one connected system, surfacing income inconsistencies, undisclosed liabilities, borrower mismatches, disclosure conflicts, and policy violations, each tied back to its source evidence.

What you get

What Government-Heavy Lenders get with E3.

Run FHA and VA QC against program-specific rules with evidence on every government check.

Case binder completeness

Clara confirms each FHA case binder document is present and internally consistent, so endorsement-blocking gaps are caught before submission to HUD.

VA entitlement validation

Certificate of Eligibility figures, entitlement usage, and funding-fee treatment are checked against the file, surfacing errors that draw audit findings.

Streamline logic, encoded

Net-tangible-benefit and seasoning tests for FHA and VA streamlines are validated as written in the handbooks, with the supporting fields cited on each result.