Validate acquired loans before downstream transfer.
You inherit repurchase risk on every loan you buy, defects found after delivery become your liability.
E3 changes that.
How E3 helps correspondent aggregators
Clara validates each acquired file pre-purchase, surfaces repurchase-risk indicators and disclosure conflicts, and produces transaction-ready QC before the loan moves downstream.
Instead of manual, page-by-page comparison, E3 validates the whole file as one connected system, surfacing income inconsistencies, undisclosed liabilities, borrower mismatches, disclosure conflicts, and policy violations, each tied back to its source evidence.
What Correspondent Aggregators get with E3.
Catch repurchase-triggering defects before you buy the loan, not after an investor sends it back.
Pre-purchase defect screen
Each acquired file is validated before funds move, so disclosure conflicts and missing conditions surface while you can still reprice or decline the loan.
Repurchase-risk indicators
Clara flags the specific data points that drive scratch-and-dent and buyback exposure, such as TRID timing breaks and undisclosed liabilities, before they become your liability.
Transfer-ready QC package
Every purchased loan moves downstream with a completed, evidence-backed review attached, so your investor delivery starts from a documented clean state.